Bought a couch back in October and paid 2/3s of it in cash and still owed around $380. I was told by the salesman he could set me up with a lender called Tempo and have it payed off in 5-6 payments. 12 payments later they were still charging my account $82 so I called them to see what's up and was told after the 6th payment they I had to pay off what was still owed which was $260 and that every payment they have charged me after was to "lease the couch." So no I have paid over $1600 for an $800 couch and apparently still owe $260 on it. I called the Manager and asked why I was not told about this when I signed up and he informed me that it was my responsibility to read the packet of fine print (which I was never given) before agreeing to the terms on the computer his salesman sat me down at. I used to be a loyal customer to FFO but will NEVER use them again and I do not recommend any one else to either.