The Reinvestment Fund builds wealth and opportunity for low-wealth communities and low-income and moderate-income individuals through the promotion of socially- and environmentally-responsible development. The company makes loans, equity investments and grants to affordable housing, small business, community services, commercial real estate, workforce development and energy conservation projects. Capital is one of The Reinvestment Fund s key tools. Its capital is used to make loans, grants and equity investments to an array of organizations and businesses across the mid-Atlantic. It also provides research, information and policy ideas to government, nonprofit institutions and private-sector partners. Established in 1985, The Reinvestment Fund is located in Philadelphia.