Simmons First National Bank offers a range of financial products and services. It provides a variety of checking, savings, money market and individual retirement accounts, as well as certificates of deposit. The bank offers consumer, mortgage, business, real estate construction, agriculture and student loans. Simmons First National Bank also provides credit and cards. The bank offers merchant card and cash, trust and asset management services. In addition, it provides online and telephone banking solutions. Simmons First National Bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender. The bank is a part of Simmons First National Corporation, which is a publicly traded financial holding company in Arkansas.