BancorpSouth Bank offers a range of commercial banking and financial services. It maintains locations i Alabama, Arkansas, Florida, Louisiana and Mississippi. The bank is a wholly owned subsidiary of BancorpSouth, which is a full-service financial holding firm that provides a range of banking services. BancorpSouth s subsidiaries offer savings, checking and individual retirement accounts. Its subsidiaries also provide certificates of deposit and credit cards. The company s subsidiaries offer home equity, consumer and mortgage loans. In addition, BancorpSouth s subsidiaries provide treasury management, equipment financing, insurance and merchant services. It is a member of the Federal Deposit Insurance Corporation. The company is a publicly owned financial institution that works with a team of more than 4,000 staff members.