For 15 years I have been a snowbird in the Oldsmar area and my favourite place to shop is your Bealls store. My husband and I shop at Bealls at least twice a month during the 5 months we spend in this area. Your prices can not be beaten, nor can the quality of your clothing nor the variety of same. Often a car load of us girls go to shop on seniors day, have lots of fun and buy a lot of clothes, etc. When we have company from Canada this is the place we take them to shop. Now for the bad experiences of Bealls which are all to do with trying to get your credit card. I have tried unsuccessfully to obtain one - no luck. Then my husband, same result. He has much more credit established than myself, and even though the report came back with nothing negative after contacting 11 businesses in our area, we were again denied credit. CAN YOU PLEASE EXPLAIN WHY.