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Speedy Cash

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(888) 233-5205

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Business Details

Speedy Cash Loans close the gap between the cash you need today and your next paycheck. We help everyday people through everyday financial challenges!

Hours:

Regular Hours

General Info:
Direct Lender Speedy Cash / Rapid Cash provides Online Payday Loans as a fast financial solution for you & your family. You CAN avoid overdraft fees, make on-time bill payments, consolidate expenses, & pay down high interest credit! Our Payday Loans also make some of life's biggest, brightest events financially possible - engagements & weddings, births, memorable gifts, dream vacations, & holiday celebrations. Don't wait for store hours! Speedy Cash is always open online. Put the Speedy Cash website to work for you & get YOUR CASH FAST! Why are More People Using Our Online Payday Loans? +Short-Term Loans up to $1,000 +Competitive Low Rates +Imperfect Credit OK +Earn Just $400 a Month to Qualify +Fast 1st Time Online Loan Application +24/7 Instant Approval - No Fax Required +Cash in Hand in as Little as 2 Hours What is it Like to Apply for Our Online Payday Loan? It's Easy, Fast, & Friendly! Our EASY one-page form lets you create a Speedy Cash account with just your contact info, income data, checking account, and personal references. Submit your application online anytime for seconds-FAST approval! You'll see your approved cash amount right away. Your electronic signature completes your no-fax loan. We've made the Payday Loan process stress-free & FRIENDLY - from the convenience & privacy of your own home. Your Speedy Cash Online Payday Loan Perks +Work Directly with Us! We're a State Licensed Online Direct Lender +Take 24/7 Advantage of Our Easy Online Application +Feel Confident! Our Online Service is Verified Secure & Confidential +Get Friendly Advice from Our U.S. Based Customer Service Team by Phone - Extended Hours!
Services/Products:

Speedy Cash offers a variety of loan products and financial services that make it convenient to get cash today. Speedy Cash services include: Payday Loans, Installment Loans, Line of Credit, Title Loans, Money Orders, Wire Transfers, Prepaid Debit Cards, Check Cashing and Cash for Gold.

In-store and online services may differ by state and location. Texas: Speedy Cash operates as a Registered Credit Access Business (CAB). The actual Lender is an unaffiliated third party.

In Ohio, SCIL, Inc. dba Speedy Cash, is a registered Ohio Credit Services Organization (CS.900174.000) operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party.

California: Licensed by the California Department of Business Oversight pursuant to the California Deferred Deposit Transaction Law. California loans other than deferred deposit loans are issued pursuant to the California Finance Lenders Law. Installment title loans subject to minimum auto value requirements.

Nevada: The use of check-cashing services, deferred deposit loan services, high-interest loan services or title loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

Tennessee: State law requires a minimum principal reduction of 2% or $2.50 for customers who get paid bi-weekly/twice a month or 4% or $5 for customers who get paid monthly, whichever is greater. Title Pledge loans are subject to minimum auto value requirements.

Minimum age is 19 in Alabama.

Loan amounts are subject to state regulations, eligibility, credit check, underwriting and approvals. Rates, terms and conditions apply. See associate for details. Customer Notice: Payday advances should be used for short-term financial needs only, not as long-term financial solutions. Customers with credit difficulties should seek credit counseling. Instant lending decision subject to system limitations.

Categories:
Loans, Check Cashing Service, Title Loans, Tax Return Preparation, Financing Services, Payday Loans, Money Order Service, Financial Services, Alternative Loans, Gold, Silver & Platinum Buyers & Dealers

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Reviews

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03/19/2016
Overall

I haven't had got to the far to know I need to bowworow Money now for my sons surgery please help and also have rent and payments that need to be paid I need help asap

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07/18/2015
Overall

I received an advertisement in the mail from speedy cash which contained a reservation number. After securing a $210 loan that I qualified for, I would need to pay $247.06 on a specific date. This went well for three loans. The lawns take a while to get to your bank but that's because I'm in Redding California and there are no speedy cash stores here therefore all business must be conducted via The Internet website, telephone, or app.

An error occurred and when I attempted to rectify
...view morethe error which was the loan due date which was off by only seven days, I was met with resistance and skepticism.

My request was not honored to have the due date correct, and as a result the fourth loan I had attempted to take out defaulted. This occurred yesterday, 17 July, 2015.

I received A phone call from the customer relations department and was trying to figure out a resolution to my defaulted loan and how to pay it back. We decided that a payment needed to be made by the 18th, and that payment arrangements needed to be made to pay the defaulted loan off. If I could do this, a $15 late fee which I had incurred would be waived. This was a one time courtesy, I was told.

I made a payment IN FULL! However, the late fee of $15 could not be waived because I didn't set up ongoing payments. In other words, they would've worked with me on the late fee if I made partial payments, but not if I made the payment in full.

The bottom line, speedy cash can get cash for you if you need alone, but if there is ever a problem that you need to work with resolution department about... Have fun getting them to do what they say they are going to do. Since I had a great record with them, I don't see why they treat me like someone who's been in collections since the loan was paid in full. Has been paid in full on every occurrence, and yes, I took out another loan which I qualify for because I'm still in good standings with them. They however, are not in good standings with me.

I pulled this long again because my financial situation is rough. I didn't have much of a choice especially since my bank account was overdrawn by $12 as a result entering another $30 fee from my bank for nonsufficient funds. If I wanted to play dirty games with them, I could avoid pulling the loan by calling my bank and paying $25 for a stop payment. Since I don't do business this way, I just took note that this is the way this business operates.

Get your loan, pay it off- but if there are problems don't expect them to help you. I take loans out with four other places in town including Check N Go- and have dealt with many resolutions to problems. All of these companies do what they say they are going to do. They don't make promises that they can't keep, and they don't look for loopholes to see how they can milk you for everything you've got. It would be my recommendation to any friends or family or person looking for a loan, to explore other options first before loaning with speedy cash.
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05/21/2013
Overall
dishonest

If you set a payment arrangement with them they will tell you it is good and still take the full amount out of your account on your payday! It is totally understandable to owe the money but they lie to your face

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07/24/2011
Overall
Customer Service

Sadly I didn't find out until after I applied for the loan that Ohio is not a eligible state. However calling customer service they were very polite.

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