I wish I could give this place a ZERO. So I get a email for a promotion in June for Friends and Family $50 referral program so I decided hey I always wanted to open a savings account for my boys this would be perfect to start them out with. So I open 3 new accounts and made sure all the information was correct and made sure I paid the $5 to open each account. Mind you this was the beginning of June. Here it is the end of JULY. And I have 3 empty accounts every time I call it's a new issue. "Oh Mrs Sykes The accounts never was opened with $5 fee" LIE! " oh Mrs Sykes the accounts will be under review and the funds should deposit within 14 days" LIE it took 14 days for the accounts to even show up in the app, and each account was negative $5 so I call back to have that corrected. And stil I'm being told the $50 for each account will take 14 days ( smh) at this point I'm frustrated so I call today and I'm told the account were not entered in the right data base ���� THE WORST!!!!!!!!