After filling out an application on the internet, I was contacted by several companys. Malcap Mortgage was the only one to shoot me straight. The others kept changing things on me and even though they started off quoting me lower Malcap gave me the best offer and it was the same offer all of the way through the process. My only regret was not sticking with them from the beginning. They were able to get me a rate far lower than the bank!!
We used this company to refinance our home. They were very responsive, the fees were not excessive, and they handled it all in a timely fashion. I would definitely recommend them!
We used Suntrust for our previous mortgage and were very pleased. As with any large company there was sometimes extra red tape or paperwork, but overall we were very pleased!