Horrible with overdraft fees. This bank charges 32.00 for PENDING transactions, even if the transaction never posts to the account. I travel with my job and made a hotel reservation on my card. The hotel put a hold for the cost of the stay on my park account like most hotels do, and the bank charged me 32.00 for that hold which was removed before it ever posted to the account. As the result of this hold, my account was subsequently charged over 200.00 in overdraft fees alone. When I called the manager she told me that since we received our 5 cents in interest, they would not be able to refund me any of the fees. The manager also told me that they were non-profit. I would LOVE to know where all of the money in overdraft fees they are collecting is going.