As a first time home buyer i can't express how important it is to have a broker that is knowledgeable and supportive and PATIENT! I have been trying to purchase my first condo in West Los Angeles for over a year and i can tell you i have gone through hand full of local brokers but for whatever reason they dropped the ball somewhere in the middle of the process and left me high and dry and sent me in search of the next broker! I admit, i probably wasn't the easiest client they ever had but im sure i am not the only client who has questions and likes to understand the process rather than just say "yes Mr. broker, i will sign and do as you say" No i like to know what i am getting myself into and so i guess my questions and asking for answers wasn't what most of the brokers out there are looking for. Long story short i was referred to Houtan by a friend of mine who has previously had a pleasure of working with and yes i will use the word "PLEASURE" because now i understand why he was so highly recommended. his demeanor is dry and doesn't sugar quote which at first i was not a big fan of but after months of working with him i understand it. He is a straight shooter and tells you like how it is whether you like it or not, NOT SO SALESMAN-ship of him, right? Well i tell you what, i learned not to get suckered in by the charm of a salesperson anymore, cause all they care about is that commission right there and then! all my old brokers left me in the middle because i didn't like what THEY wanted to SELL me and not what i wanted! Like i said finding a patient broker is very important and with Houtan's help after almost 6 months of search i was able to buy the condo that I liked. I am thankful for the referral and i will refer and recommend Houtan to every and anyone that i know. I will no longer search for a Broker for any real estate or loan needs, CRESTICO and Houtan are IT and will never forget that! Thank you for making this happen!
I am super glad with my decision to go with a small broker/banker like Crestico Funding for my home loan. At first i was little skeptical about using a small company with no name recognition cause everyone always told me so but i decided to go with my guts feeling after talking to Houtan over the phone. I setup an appointment to meet with him at his office to just to give myself the assurance that i am working with a real company and not just another voice over the phone.I was stoked with his professionalism and level of knowledge about loans. unlike most loan officers that i have worked with in the past, he took the time to explain to me different loan programs and answered ALL my questions. After an hour of meeting i came home, gathered all the documents that he asked for and forwarded to him, about 4 days later i was asked for an updated insurance declaration page! that was it, YES, that's it!!! it was super easy, every time i had done this before, i had to go back and forth with the loan officer and lender over and over because they kept misplacing the documents or asking for new ones but here it was a one time work which is AMAZING! After the appraisal was completed, i had the notary to come to my office rather than me taking time off work to go to a escrow office (which was great for me because i hate sitting in traffic) signed the loan documents and 5 days later it was all over.A mazing experience, I got the super low rate that i was promised without the typical bait and switch practice which most sales people do. I highly recommend Houtan and his team to anyone who is looking for a new home loan! Thank you
As a First Time Home Buyer there is nothing scarier than not knowing what you are getting yourself into, even though you can do extensive search and gain great deal of knowledge about real estate and home buying and home loans, it s still scary!!! I was referred to Houtan and CRESTICO by a family member who had previously completed a refinance transaction and was happy with the process, after couple of interviews with different mortgage brokers and getting different answers i decided to contact Houtan as well and see if he can help me with my problem, a very simple problem, i needed a broker who could walk me through the loan process and tell me what what to anticipate rather than just giving me promises! i knew my credit wasn t the best and not having huge down payment this would be a challenge and i just didn t know how challenging! Houtan did a great job of explaining to me as what i need to do and what to expect and gave me all the possible scenarios and possibilities. After couple of months of working with him i was able to get my credit score up and save more money so i could qualify for a bigger loan amount at a great rate! Thank you Houtan, i am your life long client for all my mortgage needs :)