JCF Lending Group
Natiowide Manufactured Home Loans - Expect Excellene!
- General Info:
From the original founding date in 1994 to present time, JCF's goal has and will continue to be to provide the lowest rate and fee combination mortgage to homeowners living in manufactured, mobile, and modular homes. As of 2008, JCF added Park Model "RV" financing to the arsenal of loan programs, once frowned upon due to the industry RV label. We now offer purchase financing, straight refinance, consolidation refinancing and cash out financing in 44 States.
JCF is recognized as the first provider and/or originator to provide refinance loans for manufactured home owners living in mobile home parks and leased lot manufactured home communities in the Western United States. Prior to JCF, manufactured and potential mobile home owners could only rely on Two major sources of purchase financing, Green Tree and Security Pacific Bank, both high rate lenders treating mobile & manufactured homes as high risk investments. JCF is a unique as we only finance the manufactured, mobile, or modular home, not the land it sits on. The majority of our customers live in mobile home parks and leased lot manufactured home communities. We also provide financing to homeowners living in a manufactured home where the home is on leased, rented, family or owned land, where the home is considered personal property, not deeded to the land which is real property. JCF is a minimal risk A Paper Loan provider, providing both purchase and refinance mortgages to consumers with good credit and a positive paper trail income. Our homes that we finance must be set prior to funding, eliminating dealer fraud and misrepresentation, something that plagued both Green Tree and Security Pacific Bank. Additionally we are the first company to require that all titling be completely in the seller(s) name, protecting our consumers from possible liens and/or unpaid debts from the previous 3rd party owner(s). When consumers finance with JCF, their interests are protected. JCF offers call in applicants an approval or decline within 15 minutes, which raises the bar in our industry. Vanderbilt, 21st Mortgage and US Bank average more than 48 hours for that same approval or decline. JCF can accomplish this with actual human underwriters, versus automated computer scoring systems which then need to be reviewed by personnel. Customer interaction is also very important us, this is why we have minimized voice mail and have extended banking hours from 7:00 AM - 7:00 PM, Monday through Friday, with all convenient Saturday hours of 8:00 AM to 3:00 PM. We are also proud to offer 24/7 Live Help, connecting consumers with JCF representatives at their convenience.
- Extra Phones:
Customer Service: (800) 745-0607
TollFree: (866) 967-0143
- Nationwide Mobile Home Loans
Mobile home financing, mobile home loans and refinancing from JCF Lending Group, the nations leading Lender in Manufactured and Mobile Home Financing, Loans, and Refinancing for homes in parks and communities.
Mobile Home Loans