ISU Massie & Beck Insurance Services

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Today: 9:00 am - 5:00 pm

62 Years

in Business

Accredited

Business

(925) 283-5750Visit WebsiteMap & Directions3470 Mt Diablo BlvdLafayette, CA 94549 Write a Review

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Hours

Regular Hours

Mon - Fri:	9:00 am - 5:00 pm

Places Near Lafayette with Insurance

Walnut Creek (5 miles)
Orinda (6 miles)
Moraga (7 miles)
Pleasant Hill (8 miles)
Alamo (9 miles)
Concord (12 miles)
Piedmont (13 miles)
Danville (13 miles)
Berkeley (14 miles)
Martinez (14 miles)

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BBB Rating

Brands

Safeco, St. Paul Fire & Marine, Travelers, Travelers Insurance, foremost

Neighborhood

Downtown Lafayette

Other Links

http://www.isumassie.com

http://safeco.com

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Details

Phone: (925) 283-5750

Address: 3470 Mt Diablo Blvd, Lafayette, CA 94549

Website: http://www.isumassie.com

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ISU Massie & Beck Insurance Services

Auto Insurance
Your car or truck is often your biggest asset aside from your home—we’ll help you get the insurance coverage you need at a price you can afford. Auto insurance helps to protect against potentially crippling financial losses and the sheer inconvenience of being without transportation.
Boat Insurance
Accidents can happen to anyone at any time, even those who have been out on the water for years. Personal watercraft insurance is a necessity, but sometimes the limit these policies provide isn't enough.
Inland Marine Insurance

Renters Insurance
There are three parts to renters insurance. The first is coverage for your personal belongings, the second is liability coverage, and the third is loss of use coverage. All of these play an important role in protecting you as a renter since your landlord’s insurance on the property will not cover those risks specific to you.
Home Insurance
Your home is the center of your life. It’s also your biggest investment. That’s where home insurance comes in, covering the unique risks you face. We’ll help you find a policy that protects you from the small and large risks related to owning a home. Because it’s more than just a house, it’s your home.
Condo Insurance
Condo insurance covers your personal belongings inside your condo unit. That means everything from your appliances to your clothes may be covered in the event of a loss. Without it, you would have to replace your lost or damaged possessions out-of-pocket. Your policy may also cover damage caused by theft, fire, severe wind, lightning strikes, and frozen pipes. It’s important to note, however, that condo insurance does not usually cover flooding.
Landlord Insurance
Your condo association’s insurance policy likely covers certain aspects of your condo, such as common or shared areas. As a result, it may cover your condo unit, but not any improvements you make or fixtures you add to the condo. It also won’t cover your personal possessions. Your policy is designed to make up for this shortfall. It’s a mixture of the better-known landlord insurance and renters insurance but is specially designed for your particular condo.

Business Insurance
ISU Massie & Beck Insurance Services offers a variety of insurance by industry, business insurance, and personal insurance solutions to help you protect what matters most.
Commercial Property Insurance
Wholesalers and distributors face some special risks by the nature of their business. Simply having large amounts of stock on the premises or in transit increases the financial risks of fire, flood, or theft. Commercial property insurance helps protect your inventory. However, you then have to factor in the costs and claims for compensation from the effects the damaged or lost stock has on your customers’ supply chains. And because you are the distribution part of the supply chain, you need coverage if something goes wrong with the products you are storing and transporting. With product recall and product liability insurance, your business may have coverage should there be a recall or liability claim against you for a product you distributed. In addition, there is also the risk of transporting products from point A to point B, so having cargo and transit insurance may help protect products that you purchase or sell while on the move.
Workers Compensation Insurance
Workers' compensation protects your employees should a job-related injury or sickness occur during the course of employment. This coverage is required by law and may vary by area, so be sure that you understand your obligations for all physical locations where your business operates in and all physical locations where you hire your employees.
Commercial Liability Insurance
A business owners insurance policy, or BOP, combines business property and business liability insurance into one convenient policy. Your business faces a variety of risks unique to your industry, but there are certain coverages that businesses need regardless of their size or business type. Having a BOP helps you safeguard your business by helping to protect what you’ve built.
Professional Liability Insurance
With so many different hands involved in the development process, professional liability insurance is essential coverage for any real estate developer insurance program. This coverage offers protection for damages caused by wrongful acts, including errors, omissions, or negligence committed during any stage of development operations. One mistake can leave you liable and dealing with a lawsuit, so it’s important to have coverage.
Builders Risk Insurance
An early stage of developing real estate involves building on your land. Any structures you build are at risk of damage caused by fire, wind, theft, or vandalism. For this, builders risk insurance is essential. It’ll cover any structures, materials, or equipment for the buildings. However, builders risk insurance does have some common exclusions, like earthquakes, floods, and employee theft. Therefore, you’ll need to look into additional coverage if those are a concern for your development business.

Liability Insurance
Commercial general liability insurance is an absolute necessity for a manufacturing business. This type of protection provides broad coverage for premises, operations, completed operations and advertising, and personal injury. It will also pay to defend any covered lawsuit or action regardless of its merit. Coverage can be purchased as a separate policy and can be tailored to your specific needs.

Natural Disaster

Flood Insurance
Purchase a flood insurance policy to protect your home and covered contents from certain types of flood losses as designated by the National Flood Insurance Program. A flood policy is purchased as a separate policy through the federal program (NFIP) or through a servicing carrier known as a write your own carrier.

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