Wachovia is a diversified financial services company that provides a broad range of retail banking and brokerage, asset and wealth management, and corporate and investment banking products and services. We are one of the largest providers of financial services in the United States, with retail banking and commercial banking operations in 21 States from Connecticut to Florida and west to Texas and California. In addition, two core businesses operate under the Wachovia Securities brand name: retail brokerage offices in 48 states and in service affiliate offices in Latin America; and corporate and investment banking in selected corporate and institutional sectors globally. Other nationwide businesses include mortgage lending in 50 states and auto finance covering 46 states. Globally Wachovia serves clients through more than 40 offices around the world.