What to Look for When Hiring a Bankruptcy Lawyer »
If you must hire a bankruptcy lawyer, make sure you choose one with the necessary experience to get you out of debt. Learn how to …
If you must hire a bankruptcy lawyer, make sure you choose one with the necessary experience to get you out of debt. Learn how to …
A personal injury lawyer can help defendants in a variety of situations, from car accidents to defamation. Learn what personal inj…
If you're low on money and cannot afford a lawyer, you can seek out an attorney that will handle your case for free. Familiarize y…
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Since knowing more about the apartment you are considering is key to finding the right place to live, I will go through everything about the place I currently call home. Horizons is CHEAP. And, unlike many of the other apartments in the area, you can rent up to four bedrooms. There are problems, but I still rate this place exceptional because it's the best place I've ever lived. When you first arrive at the complex to visit, you notice first hand the groomed landscaping. Horizons cares about your landscaping to maintain a park-like atmosphere. Once a week during spring, summer, and fall, they come through and mow and tidy up the landscaping. You have to make sure your gate is open to welcome the mowers every week, but if it's open, they will mow your small patio area. For an extra fee, Horizons lets you keep up to two pets. Dogs of any size are okay, but there are a couple of breed restrictions. All cats are okay. There is a pool and a track with playground. The pool has excellent rules, unlike many apartments I've seen. Parents have to be with their kids . . . no visitors under 16, so you don't have a slew of partying preteens. There is a laundry mat for residents who don't have a washer and dryer in their apartment. Many apartments have w/d hookups. The apartments are total electric. There is a lot of space outside for the kids to play including empty areas with fresh grass where the boys of the complex and sometimes the girls play football. That is in addition to basketball goal at the playground, which has real playground equipment, not dangerous wooden pieces. The apartments are okay. Some are small while others are a little more spacious. Kitchens have dishwashers and garbage disposals. Maintenance is very good about coming to the rescue if something goes wrong too. The walls of the apartment are ugly - white with popcorn texture. You are allowed to paint as you want. I think all of the carpets they put in are oatmeal colored. There are plenty of windows, and all rooms have lighting built in except the living room area. All bedrooms have closet space. Some apartments have extra storage and attics. People must pass a criminal background check prior to leasing. Some neighbors are really awful, but they move out fast. Horizons is not afraid of evicting people who don't pay the rent, but if you are struggling they work with you. There are also a bunch of dumpsters, which is great because you can clean your apartment and not wait for trash day, and almost every day someone is throwing away good used items that can be reused, freecycled or donated to Goodwill. There are two great big problems with Horizons. Parking stinks. In addition, the residents can be jerks sometimes, but you usually only run into one or two in your area that need to be avoided. Kids can be a little out of hand, but that's the parents' fault, not the complex. In addition, if the dumpsters are full, some residents are jerks and leave trash on the ground. Maintenance cleans this up quickly, but sometimes you see it and it is repulsive. You can also sometimes hear airplanes and/or traffic depending on where you live. Overall, Horizons is Very good. Hope to see you there!
I have lived at stone lake lodge since March 9th of this year. I initially moved in with my husband from Chicago, and wewe were looking for a nice, two bed/one bath with affordable rent and in a good neighborhood.. We lived previously in uptown Chicago, and other than his job transfer, the crime is why we left.. We knew nothing about Indy when we moved here, and i must say.... I am pleased with our apartment choice! I have since given birth to or first son, and i believe fully that stone lake I'd a wonderful place to raise my boy ! The woman who runs the place is strict as can be, and the has been ZERO shootings, stabbings, rapes, or any other major crime issues since we moved in! The amenities are amazing two pools, one is year around... A hot tub, tennis, play grounds, anda beautiful clubhouse with free internet, computers, tv, pool tables and more.. Everything is kept really clean, as well as the grounds.. They offer lots of activities to get involved in that are free of charge, movie nights with snacks, drink get togethers for adults, bibke study on wednesday, carnivals with games and prizes food and drinks... Halloween dinner also with games and prizes... Bingo seasonally, and other activities where you can win snacks, cash money, gift cards, and even free rent! Maintenance is up on everything.. Of course you're going to have leaks, thinks are going to break and need fixed... It's public housing for God sake.. But they do a great job at fixing things and on a timely manor.. My fridge started failing one night about two in the morning, and i was scared to lose my groceries.. By two thirty, all of my food was sitting in an ice cold, new refrigerator.. Overall, i enjoy living here.. I love feeling safe enough to walk around at night with my son... Security I'm knowing they will fix things on demand.. Being able to socialize at the free events offered and make new friends.. If you're looking for a place to live, on the Southside area.. This place is for you... It may have been a bad place at one point in time, but it is just lovely now..
I used John Steinkamp as my bankruptcy attorney & had a very pleasant, peaceful experience. In a time that I should have been scared, nervous, and embarrassed about filing bankruptcy, he and his staff made me feel at ease throughout the entire process & even obtained money for me by filing a lawsuit on a debt collector for calling my employer/parents/ex. Steinkamp dealt with all of the people who had been calling me and sending me threatening letters in the mail. He set up a payment plan for me since I could not pay all of the money upfront. The money I got from the FDCPA ( i think is what its called) case paid for a little weekend getaway for me & the kids, which we probably couldn't have done otherwise! I guess John Steinkamp is one out of maybe 3 attorneys that do FDCPA lawsuits in Indiana. He goes after debt collectors for harassment. Its illegal to call your employer/friends/family members/etc, phone calls before 8 am & after 9pm, also, get this! If a debt collector threatens you & tells you they're going to take you to court or garnish your wages & DOESN'T follow through with it, you can file an FDCPA claim! How crazy is that. Basically what I'm getting at is John Steinkamp is the attorney to go through! He's the best, down to earth, a family man, and is very professional with a good reputation!
The legal profession is vast, with each attorney having his or her specialties. Here are some of the most common attorneys individuals seek out when they require legal aid:
A criminal defense lawyer is probably the attorney the average person imagines. Criminal attorneys are the men and women who defend individuals accused of a crime. The lawyer may work pro bono - for the public good - so the accused is certain to have representation, even if he or she cannot afford an attorney.
Criminal lawyers are experts in the criminal justice system. They help their clients decide how to plead when first charged by the police and guide them through trial procedures. Defense lawyers must use every bit of their knowledge and resources to get their clients the fairest results from criminal proceedings.
If you are a small business owner or the head of a larger corporation, you may come into contact with a business lawyer. Many big companies keep a legal staff on payroll to deal with the daily operations of running and maintaining a large enterprise. Business lawyers may have more specific specialties like copyright law, product liability and mergers and acquisitions.
Business attorneys may focus their practices on certain industries. There are entertainment lawyers to guide artists through royalties and media contracts, while hospitals employ malpractice attorneys to protect doctors from aggressive litigation.
When you work for a company, you may find yourself in need of an employment lawyer - especially if the relationship between you and your employer sours. An employment attorney prevents people from losing their jobs due to unfair reasons. Workers' compensation lawyers help maintain safe employment conditions and ensure workers receive fair compensation after workplace injury or discrimination.
A personal finance attorney can protect and manage your investments and securities. You may use a finance lawyer to help you prepare your taxes, but you might be better off working with an accountant. A tax attorney is more commonly contacted after a business or individual runs into trouble with the IRS or state regulators.
Real Estate Lawyer
Your family may keep a lawyer on retainer to guide you through the major expenses that come up in life. When buying a home, you could work with a real estate lawyer to make sure you get the best deal and won't get taken advantage of by tricky mortgage agreements or unfair landlords. An estate attorney can help you plan for the worst by creating a will and preparing your finances for after your death.
A bankruptcy lawyer is essential to help you resolve your financial difficulties when they start to spin out of control. Certain attorneys help create strategies to bring you out of debt and speak to your creditors. A lawyer can advise you on which type of bankruptcy you should file for.
If you are suing someone or being sued, you need a civil lawyer. Civil attorneys - and criminal lawyers - are the legal representatives who argue on your behalf in a courtroom setting. Civil lawyers may represent you on matters of business, finance or a wide variety of other specialized needs.
One of the most common types of civil attorneys is a personal injury lawyer. When you're hurt by an outside party and you would like to hold them legally responsible, a personal injury attorney conducts litigation and negotiates settlements to compensate for your pain and suffering. Sometimes many wronged people will join together with a single civil lawyer or law office to form a class action lawsuit.
Most people will turn to a lawyer during a divorce to navigate the emotionally charged legal proceedings. A divorce attorney can assist in determining grounds for separation, division of property and custody of children.
Family attorneys deal with much more personal matters. If you're getting married, a family lawyer can help you prepare a prenuptial agreement or other family planning paperwork such as adoption or inheritance documents.
To ensure you find a competent attorney who won't abuse your trust or drain your finances, you have to make the proper inquiries. There are several questions you should ask, but the majority will fall under three general topics:
Training and Experience Questions
One of the best ways to determine quality is to examine an attorney's history. When you first step into a lawyer's office, you should check for the appropriate certifications and diplomas. You have to ask how long he or she has practiced law and request information that demonstrates the practice's success. Look for precise details such as percentage of cases settled out of court.
Once you inquire about the broad details of their legal career, you should ask questions about their experience that pertains to your specific issue. You should ask how many similar cases they have handled and if they have special skills or training that applies specifically to your needs. Lawyers can't mention clients by name, but you should ask for basic details about identical past cases.
You need to ask about every possible fee that will come up when working with an attorney. You should request a list of all costs in advance so you won't be surprised by additional expenses like overhead. Also determine exactly when you will start being billed. You want to inspect paperwork carefully. If the attorney charges you for his or her experience, you need to make sure he or she will perform tasks personally and not hand it off to an assistant.
Find out if the attorney has a flat fee or charges by the hour. Many civil lawyers work on contingency. Whatever the payment plan, make inquiries about how the lawyer plans to provide service for your money and what you can do if you start to feel unsatisfied with his or her performance.
Lawyer/Client Relationship Questions
When you hire a lawyer, you're agreeing to work with someone over a certain period of time. You need to ask questions about how the attorney will communicate with you and what responsibilities you hold in the relationship. The attorney should let you know the best channel for quick communication and you need to inform him or her when you want updates.
You should also ask questions to get to know the attorney as an individual in order to ensure this is a person you can trust. Ask about their legal philosophy and how he or she views the lawyer/client relationship. Great questions to start off with are ones that will make your life easier, such as how to keep fees down or what daily disruptions you should expect from a long legal battle. The more forthcoming the lawyer appears to be with individual needs, the better.
You may keep a lawyer on retainer or you could turn to an attorney during specific situations. Here are some common reasons people begin seeking legal representation or advice:
You Know Your Limitations
If you sign documents and you come across a word you don't recognize, you need assistance. You may need a third party to help you navigate important employment or real estate paperwork. It's essential you fully understand the terms of any legally binding documentation or activity you become a part of. If you are not an expert in a given field, you'll want to hire an attorney who is.
A lawyer may find legal implications or opportunities you might miss. If you find yourself in a civil or criminal matter, a proper attorney ensures you don't receive a harsh punishment for a small mistake.
You're Facing an Important Event/Decision
When making decisions critical to your financial stability or personal life, you may want a lawyer with expertise in your situation to make sure you do everything you can to arrive at the proper resolution. This is especially true when you become involved in a criminal case and your freedom is on the line.
It's not just a matter of legal knowledge; lawyer's have access to numerous resources you do not. They have staff ready to work around the clock and experts in a variety of fields to give your important issues the attention they deserve.
You Can't Be Impartial
During times when personal matters intersect with legal proceedings, you may need to have an advocate to prevent your emotions from getting in the way of level-headed thinking. For example, divorce lawyers can mediate a heated argument and help both partners get on with their lives.
Emotional investment could be subtle. You may want to have a lawyer look over an investment opportunity that looks too good to be true or investigate the merits of a possible civil suit when you feel wronged.
You're Out of Options
Many people turn to lawyers when they are in trouble. If you've been accused of a crime or are in a terrible financial situation, you can find an attorney who will work with what you have available to assist you as you deal with your problems.
Personal injury lawyers find solutions for people who can no longer work under their own power and bankruptcy attorneys prevent people from giving in to debt. If you find yourself in a situation where you can't find a solution, a lawyer may be able to offer the counsel you need.
When it comes time to choose a lawyer, you should start by searching close to home. While you probably don't want the conflict of interest that comes from being represented by a family member, friends and loved ones can recommend lawyers who served them well in the past. If you do have attorneys you are familiar with, ask who they believe would be best for you.
After going through personal references - especially from individuals who had similar needs - you should broaden your search through public information resources. You can call your area's attorney referral service or check legal organizations like Martindale-Hubbell. There are other resources available online. You should check websites for client reviews and other third-party forms of approval.
When you build a list of possible candidates, perform a background check on each one. See if you can find information on their history and success record. Once you find a possible lawyer, you should call to arrange a consultation so you can ask your important questions in person.
By performing the necessary research and taking every available precaution, you can narrow your search to the attorney most suited to your needs.