Central Pacific Bank provides a wide range of banking and investment services to its clients, small businesses and commercial organizations. It offers checking and savings accounts, credit cards, overdraft protection, trust services and mortgage programs. Central Pacific Bank also provides certificates of deposit, individual retirement accounts and mutual funds. The bank s lending capabilities include home equity, auto, student, construction and real estate loans. It assists businesses with lines of credit, equipment financing, trade operations and treasury management services. The bank s online banking module enables customers to securely access accounts, pay bills and customize financial activities. It delivers its products and services through a network of more than 30 branch offices and one of them is located in Honolulu.