The UMass 5 College Credit Union is a great place to do your all of your banking. I have been a member for over 20 years. Started when I was in school in Amherst and have continued to do my banking by mail since I moved to Eastern Mass. They have very competitive rates and I have always been impressed by how easy it is to work with them. They respond quickly and pleasantly to all inquiries, whether by phone or email. I use them for checking, savings, car and personal loans. They are terrific!