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Business Description
At Sun Loan, we’ve built our business by offering customers convenient, traditional installment loans – it’s the financial help they need when they need it most. But over the years, we’ve expanded our services to become a true community resource. Today, you can come to Sun Loan for a loan, to have your taxes prepared, and much more. Sun Loan Company is licensed, regulated and audited by all states where we operate and fully complies with all laws and regulations.

Regular Hours


installment loans,tax preparation,auto club
Amex, Mc
Payment method
cash, check
English, Spanish
American Financial Services Association,National Installment Lenders Association
Social Links
Loans, Financing Services, Tax Return Preparation, Financial Services, Automobile Clubs


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Reviews (2)

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To the previous rater, the payments due, due dates & how many payments are to be made is in all the paperwork you receive. There is no deceptive interest rate or pmts due. Just do the math & read everything before you sign. If your credit is great, then you don't need Sun Loan! They help re-build credit, and of course that comes at a price.

This is the 2nd location I've used over the past 10 years to re-build credit after various life circumstances. If you just want to up your score, credit scores can go up by as much as 100 points/yr. I've seen it. It's worth the small amt I had to pay (about $20/mo int). Of course, that'll vary depending on how much you borrow. Don't borrow more than you can afford on the monthly pmt. Better yet, do what I use it for: borrow to re-build credit even though you don't need the $. Use your own money to pay int, use the borrowed $ to pay off your loan...

I gave it 4 stars only because they will call you every month trying to get you to borrow more.


Provided by Citysearch - 
Buyer Beware. Sun Loan Co Dishonest Deceitful Deceptive.

Sun Loan Co. That in July of 2011 I contacted Sun Loan Co about a small loan of 600.00, I had used Sun Loan Co in East Alton Ill, and was treated fair in the past, I had since moved to MO and felt I could still get the same service as before, I was told on the phone I was approved for the Loan at the Festus Store, and that my rate was 12.5% that was a bit high but I had planned to pay it off quickly, I met the staff at the Festus Location, they had the loan together, went over different options, and offered additional services, including tow service, I asked the agent was all the terms as we had agreed on the phone the same, she said yes, I signed the document, trusting, what was stated to me, I received the check and left, I also took out the tow service she offered. I made the first payment, of 95.00 on date it was due. I did the same for the next 4 months, I then called the office to see what I owed to pay it off in full, after 4 months, I felt it time to pay it off. I asked what the balance was. The agent told me I still owed 490.00 I said what! that impossible I have already paid you 380.00. the agent then let me know I still owed 490.00 I said my interest is only 12.5% how can that be? she then laughed, and said you better look again. To my horror the rate ended up being 106.59% why would you do such a thing I asked I trusted you. I have learned a lesson here folks. Just because you were treated fair at one location, does not mean you will be treated right at another, I also am very sorry I trusted what they said, about the interest rate. I asked why the rate was so extremely high, they later said was my credit report, but that's not true, my credit score is very good, and I keep all my payments on time. I have only 2 credit cards and never miss a payment. These women just seen me as a easy mark, and took advantage of me, looking back on it, while at their, office all the women there seemed to be using a lot of small talk, loud, and keeping me busy. I will tell everyone, I know to never use the Festus Store........Update I contacted a supervisor at their head quarters, I explained the incident, she stated that an employee there was fired, and that they would correct the problem. They gave me the 12.5% as agreed. I am satisfied with the outcome. I have learned a valuable lesson here. ALWAYS read your documents. Missouri's Laws do not really protect the borrower, the lender can charge what ever he want's in interest. I was not aware of that fact, there should be a disclosure that explains that to all borrowers.....Thank You

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