Fred Loya Insurance

Horrible, horrible, horrible. If I could give zero stars, I would. I had a very long review typed and ready, but this only allows 1000 characters. Suffice it to say this company SUCKS. I was hit by one of their clients and it took months for anything to be done. I had to initiate everything. This company took no initiative to DO THEIR JOB and pay for my car. They will play the waiting game as long as you let them. Do not, I repeat, DO NOT put your trust in Fred Loya. They are lazy, unmotivated, and quick to leave you hanging.

I have only been with Fred Loya 2 days. I just bought a new vehicle and tried to take one vehicle off and add the new one. It was a big hassle. They would not do it over the phone. I have never had a problem with other major insurance companies like this before. Hopefully this will not be a rocky road.

I was ripped off for over a year, paying 170 dollars a month with 80 dollars down. I changed insurance company, and now pay 60 dollars a month.

My car was hit by someone carrying their insurance. My car has been sitting for one month in an auto body shop. I haven't received a dime! Today they just sent an auto auction company out to pick up MY CAR without my authorization or a release or anything!! Luckily the woman working there stopped them and called me to see if I had signed a release... This is ATTEMPTED AUTO THEFT!!

AS AN EMPLOYEE AT FRED LOYA INSURANCE AND AS A CUSTOMER I MUST SAY I LOVE THE RATES. CONSIDERING THAT I DONT GET ANY EMPLOYEE DISCOUNT, MANY OTHER INSURANCE COMPANIES WOULD NOT EVEN INSURE ME. NOT ONLY WOULD MANY COMPANIES NOT INSURE ME BUT IM IF THEY DID I WOULD HAVE TO PAY A $400 DOWNPAYMENT ANS SERVICE FEES TO COME!!!



****FAST CLAIMS SERVICE=MY CLAIM WAS RESOLVED WITHIN 10DAYS AFTER I FILED I HAD A CHECK SENT TO MY NAME!!



IF YOU ARE LOOKING TO PAY LESS TO START AND NEVER TO PAY BROKER FEES CONTACT YOUR LOCAL OFFICE!!!!



***WE ARE LOCATED IN BOYLE HEIGHTS**** CORNER OF CESAR CHAVEZ AND HICKS AVE

If you want an insurance carrier who takes care of their customers and upholds their end of the contract, I highly suggest looking elsewhere for coverage. I was a customer for almost ten years. Never filed a claim, until I added my son. I was told different stories of what I was allowed to do in regard to removing him from my coverage. I was sent a pending bill which almost doubled my premium payments eight days before it was due. Called the office to confirm that it was not an error and told that they would not be able to stop the direct debit from my account because I did not give them ten days notice of cancellation of my policy. And to add insult to injury, when I questioned them about reimbursement of payment debited from my account after I canceled (taken five days early!!) I was very flippantly told they would cut a check and mail it to me within thirty to forty five business days! Think Twice Before Signing Up With These People!!!!!

It's too bad that those so called friends are not truthful with you. I also have friends that work with the company and it is up to them whether they want to take a lunch or not. They are given a choice but most of them decline so they can leave early. The majority of the employees don't even work an 8 hour shift but I guess YOUR friends failed to tell you that too. As far as relationships on the side please tell me what company doesn't have this happen. The company can't control what happens outside of the office but I'm more than sure that these type of behaviors are addressed and discouraged from happening in the work place. My friend has worked here for a while and loves it. It is a fair company in which gives the employees the resources to grow with the company it's just too bad that YOUR friends don't see that. The opportunity is given to them in the palm of their hands but some people just don't like to WORK for it they rather it fall in their lap. Welcome to the corporate world nothing is handed to you for free only hard work and dedication will make you successful. So the next time you talk to YOUR friends maybe they should be the ones to open their eyes and dig down deep in their souls and really see the opportunity they are missing.

PRAISE THE LORD!!!!! PRAISE THE LORD!!!! I HAVE FINALLY TAKEN A LOAD OF MY BACK!!!!! WORKING 6 DAYS A WEEK ( AND NOT EVEN MAKING THE THE 40 HOURS) WONDERING WHAT NEW GUIDELINES THEY WILL COME UP WITH EACH DAY.HAVING A SUPERVISOR THAT TAKES 4 DAYS TO REPLY A SIMPLE EMAIL QUESTION.. HOW CAN YOU GIVE AN UNLICENSED DRIVER A GOOD DRIVER DISCOUNT?YOU CAN'T,BUT ONLY FRED LOYA MANAGES TO DO THINGS LIKE THAT. NO WONDER AFTER RENEWAL THE CLIENT COMES TO US (CSR'S) PISSED OFF THAT THEIR POLICIES WENT UP ABOUT $ 150.00 ( AVERAGE), AND WE'RE THEY FACE OF FRED LOYA, SO WE LOOK BAD.ALSO, DEMANDING IMPOSSIBLE GOALS WITH SO MANY LIMITATIONS. IN OUR AREA, WE ARE NOT EVEN ALLOWED TO TAKE CASH EVEN IF THE POOR GUY HAS THE CASH TO PAY FOR THE WHOLE SIX MONTH TERM. BUT YET OUR WEEKLY "MEETINGS" PUSH US TO SELL!!!!SELL!!!SELL!!! OR IF NOT, WE WILL GET " WRITTEN UP", ALSO WE HAVE "MYSTERY SHOPPERS" THAT WILL REPORT US TO OUR MANAGERS, WHO NOT ONLY REPRIMAND US, BUT EMBARRASS THE CSR IN FRONT OF OTHER CO-WORKERS AND MANAGERS IN THE WEEKLY "MEETINGS". LIKE THE FREAKIN GESTAPO!!!! ( FLI TARGETS MOSTLY UNDOCUMENTED PEOPLE WITH RIDICULOUS MARKETING COMMERCIALS WHETHER IT BE ON TV OR RADIO, THAT NO SELF RESPECTING PERSON WOULD EVEN CONSIDER BUYING) I FEEL SORRY FOR THE CLIENT'S AS WELL AS MY EX- COWORKERS. LIKE ONE OF THE COWORKERS WELL SAID IT, " WORKING HERE, FEELS LIKE WALKING ON EGG SHELLS". PEACE OUT!!!

Great Customer Service in Austin, Texas...Maybe so! However, the Baldwin Park, CA Office is the worst place you can go to. I PERSONALLY referred 5 close friends because of how well I was treated the first day but just as easy as they received the 5 new customers is how easy and fast they lost them. Their accounts were cancelled a MONTH after even getting it; reason being their HORRIBLE and PETTY customer service. We are not allowed to even state the reason why we are calling in when we are already being missed informed and pretty much yelled at. I understand that your agents must be firm and straight forward with a rude customer but keep as that ONLY WITH RUDE CUSTOMERS! Not with the customers that are calling in for concerns and question and maybe some assistance! We are customers (just like anyone’s family members and themselves) and we deserve to be treated as is with respect and GREAT customer service; because at the end of the day CUSTOMERS are always right (even if we are TECHNICALLY wrong) we deserve the benefit of the doubt and that is why it’s called CUSTOMER SERVICE!!!

I would gladly like to contact you to informed you of the "various" times my friends, family and myself had HURRIBLE customer service; not only over the phone but as we went into Fred Loyal Ins. office in Baldwin Park, CA. I didn't appreciate how not only my friends where missed treated but my FAMILY and MYSELF! That just drew the line. There's nothing in this world that would make me go back to that office or COMPANY it self ever again or even recommend.(It's so bad I rather pay $200.00 more else where) Specially because we didn't get missed treated just by the agents but the branch MANAGER as well. Pretty Petty I'll say. CUSTOMER SERVICE SHOULD BE #1 NO MATTER WHAT. Don’t allow this company employees take customers for granted because FRED LOYALS EMPLOYEES are who and what REPRESENTS the company it self! & a little advice for future references for these employees if their so unhappy and/or have complains and concerns about their job PLEASE grow up and look for a new JOB! Don't pretend to love it and mistreat your customers and then behind your boss complain on how they don't get breaks and so on.

I called to get a quote and they are NOT competitive with any other rates I've inquired about. Everyone else (Farmers, Geico, All state...) have quoted me $260 down and $168-$178 a month. When I got a quote from Fred Loya Insurance they quoted me $600 down and $639 a month. I just laughed. It is a law in the state of Texas to have insurance. They are ripping people off. I cant believe they tried to charge me that much. Will never recommend them to people.

i to have FRIENDS who work for FRED LOYA and they are NOT treated like SLAVES. they do have lunch breaks thats a FACT. they have GREAT customer service in all there offices here in AUSTIN, TEXAS. i have a calendar from FRED LOYA and i put it up at work and i ALWAYS tell people about this insurance company. KEEP UP THE GREAT CUSTOMER SERVICE AND GREAT JOB. FRED LOYA INS IN IN THE TOP 20 FOR HISPANIC'S BUSINESS!!!!!!

I have several friends that work for this company and they have all told me that they are treated like slaves instead of workers. I have also been told that they do not get any breaks during a 8 hour shift. I now know why this insurance company is rated at the bottom. Your employees are not happy and the ones that are happy are the ones that are having secretive relationships on the side. Fred Loya Sr.you really need to act on this now or your company is going to be reported to the Better Business Burea for sexual harrasment and not following the Employees Rights guidelines. I will make sure that it is done if changes do not occur.

This is the absolute worst insurance company I could have ever imagined. I was hit by a driver carrying Fred Loya, who didn't contact me until a month after the accident, they took forever to process the claim and then tried to not give me the full 100% of my medical bills after it was their driver's fault. The representative on the phone was very rude, tried to intimidate me and had horrible customer service. I think its amazing that five out of five reviews on this are all negative and Fred Loya responds they are sorry. If you are sorry, you need to overhaul the way you do business. Word of mouth can kill your business and believe me, I'm speaking.

i have fred loya for several years now. i was involved in an accident in october (which was not my fault, hit from behind) the claims representative was the rudest person i have ever spoke with. she put in her "report" that the accident was 20% my fault and they denied the claim. after i was contacted by a different person, she could not figure out why they would deny my claim. i recommend to go to prgressive or anyone else but these rude, arrogant SOB's.they were no .helpand made me feel so upset and confused. i wouldnt recommend them even to my worst enemy... well maybe to my very worst enemy.

This is the worst place ever, i never felt so uncomfortable like i did in this place and the manager Noemi Marques is so rude, they should replace her, i think she needs to go back to school to learn manners she made me feel so uncountable and she was always talking about other people and even her so call workers

IF THERE ARE ANY COMPLAINTS CALL THATS WHAT I DID!!!

1-800-554-0595

Fred Loya has poor business practices of undercutting damage estimates and then making it difficult to work with. They will not match market value labor rates without a hassle. How is it that they continue to get away with unethical business practices.

I would NOT recommend this place for insurance. There is absolutley no customer service. If you sign up for this company, the first 6 months are cheap rates, The second 6 months are extremely through the roof. SO, if you would like to save money.. TRY: www.usaa.com