Good Wheels is designed for people with Bad or NO Credit. They own the finance company. The loans are short term usually 2-3 years. Payments on the price of the vehicle. Interest rates depending on vehicle and credit score will be 18%-25%+. Vehicles over $6000 come with a standard warrenty of 30 days or 1,000 miles. It covers the engine, transmission and drive axle. You pay 50% and the dealer pays %50. If you purchase a car over $6,000 from here and you have bad credit Good Wheels makes you carry full coverage insurance on the car. If the vehicle is under $6,000 then you do not have to carry full coverage insurance but liability instead. Vehicles under $6000-$700 come with no warrenty. I strongly reccomend even if you are not going to buy a vehicle from here to have it checked out by a local mechanic of your choice to make sure the vehicle is in suitable condition. About 75% of the vehicles are PA inspected. Most of them do however come from the auction block. They do offer vehicles to people that have good credit to. If you pay cash, then they can knock off a little $ of the sticker price.