I spoke with Melanie at Destiny Mortgage several times. She was extremely knowledgable (and patient), and answered every question I had. She offered suggestions for me to save money in other ways than just with my house payment. In the end I was able to save $320 per month by refinancing to alower rate and I saved another $32 per month by lowering my home insurance, at her suggestion. My sister is now working with her to buy her first house. I wont hesitate to refer friends & family to Melanie. It is nice to know their are still honest decent people in the world.
As a real estate investor I've needed many mortgages over the years. Destiny mortgage was recommended to me by my financial advisor and I couldn't be happier with the outcome. Not only did I close earlier than anticipated but my closing costs were lower than I expected. In all my years of buying homes I'ver never received lower closing costs than initially quoted. I'm now in the process of refinancing my primary residence with them and I'll continue to use Destiny Mortgage for all my future loan needs.
I have worked with Melanie at Destiny Mortgage several times, and each time I was told exactly what to expect. She did a great job at deliverying what she promised. Low rate and low closing costs that did not change when I got to the closing. I loved working with Melanie and recomend her to all of my family, friends, members of my church as well as my coworkers.