American Bank is a local, independent bank that serves customers in Austin, Corpus Christi, Rockport and Port Aransas, Texas. It is not affiliated with any other American Bank in other areas of the country. American Bank is an independent financial institution and remains under the same local ownership as when it was established in 1970 in Corpus Christi. Its services include personal, business and electronic banking, home loans, investments, insurance, trust and fraud information. The bank is a member of the Federal Deposit Insurance Corporation and the Independent Bankers Association of Texas. Its personal banking services include checking, savings, retirement, loans and nonblank services. It also offers cash management services, such as lockbox processing, Visa and MasterCard merchant processing and point-of-sale, electronic data interchange, electronic federal tax payment system, and wire transfers.