Bank of Richmondville, established in 1893, is an independent, community bank that offers a variety of personal, commercial, nonprofit and municipal products. The bank provides letters of credit, real estate mortgages, and automobile, construction and commercial installment loans. It offers checking, individual retirement, business and savings accounts. Bank of Richmondville also employs more than 30 people. The bank offers ATM and Visa check cards, as well as notary public services. It provides services that include funds transfer between business accounts and direct deposits to and from individuals' accounts. In addition, the bank accepts after-hour deposits. It offers Internet banking services. Bank of Richmondville is a member of the Federal Deposit Insurance Corporation.