This company was GREAT to work with and I had unbelievable results!! I was referred by a major bank and I was thrilled by what they did for my credit. They cleaned up my public records & everything else I had. I started with a FICO score of about 500 and all 3 scores are now over 750. My Equifax is even 794! I just went to buy a car (I live in Florida) & was thrilled to be offered 1.9% financing. Thank you! And BTW, thanks Carolyn F. for helping me with your great advise & letting me know when to go for the home loan at the bank. I was approved!