**The Postal Credit Union of Northern California was founded in 1932 for Railway Postal Workers.** Postal Credit Union has been helping members for over 70 years!
On February 17, 1933, the **Railway Postal Credit Union of Northern California** was chartered by the state of California. The name was changed to **Postal Credit Union of Northern California** in the 1960's.
The **Board Of Directors** set Credit Union policy and goals. Board members are credit union members who serve their elected terms without pay. The Board of Directors are nominated and then selected by a member vote at the annual meeting.
Credit unions are unique because they are member-owned; credit union members pool their savings and lend money to each other. You, the credit union member, benefit through higher returns on savings and lower rates on loans, than you receive at other financial institutions.