FC Banc Corp is the holding company of Farmers Citizens Bank, which is a locally owned financial institution. Chartered in 1907, the bank offers a variety of personal and business banking options. It provides business and community checking accounts, as well as prime and statement savings accounts. Farmers Citizens Bank s Phone Access Banking service allows to check balance and transactions. The phone banking service also offers access to transfer funds between checking and savings accounts. The bank provides personal, real estate, agricultural, commercial, and home equity and improvement loans. It additionally offers certificates of deposit and individual retirement accounts. Farmers Citizens Bank provides ATM and gift cards. The bank offers safe-deposit boxes and traveler s and cashier s checks. It provides online wire transfer services. Farmers Citizens Bank is a member of the Federal Deposit Insurance Corporation and an Equal Housing Lender.