The person is correct they do shut your car off if you are late by one day. I just lost my husband, and have absolutely no money. What little money I have is going to them. I have my car shut off 2 times and going on 3. I have never ever been late on a car payment before now. All I asked is I could have a little time, but there little time is very little and they call you nonstop. I'm gonna lose what little I have left after my husband passed away. I don't have any idea how to Deal with them to keep my vehicle going until I can get some income coming in.