HomeTrust Bank provides financial services to individuals and businesses. The bank is a part of the HomeTrust Banking Partnership, which also includes HomeSavings Bank, Shelby Savings Bank and Tryon Federal Bank. HomeTrust Bank started its operations in 1926 as the Clyde Savings Bank. It is headquartered in Clyde, N.C., with branches in Asheville, East Asheville, Hendersonville, Skyland, Waynesville and Weaverville, N.C. The bank offers a wide range of products, such as checking accounts, certificates of deposit, individual retirement accounts, money market accounts, traveler s checks, safe deposit boxes and credit cards. It also offers mortgages and personal and business loans. The bank provides online services to customers that include bill payment.