GEICO Insurance Agent

I had Geico insurance for about 15 years or more, and over that time, I spent thousands of dollars for insurance for myself and three teen drivers. In order to save a few dollars each month, in December of 2005, I mistakenly signed a waiver for uninsured motorist coverage, but kept my liability policy on my late model car. An uninsured driver hit my car head-on a few months later, injuring me and two of my four kids (one who was only four at the time.) After unsuccessful attempts to file a claim, I was told that my accident would not be covered since I had signed the waiver refusing uninsured coverage. My car was totaled and my injuries were well over $20,000 with physical therapy, etc. A few years later when I finally got a used car, I switched to State Farm and my payments were much lower. My insurance agent told me that State Farm would have covered my accident, even if I had signed a waiver refusing uninsured motorist coverage, and showed me a copy of a letter they sent out to all their customers. I showed a copy of the letter to Geico and was told that they chose not to follow the same rules that most of the other insurance companies agreed to follow due to a lawsuit (http://www.collinsattorneys.com/injuryblawg/uninsuredunderinsured-motorist-claims/new-mexico-supreme-court-expan/). My insurance agent, Emily Rivera with State Farm in Albuquerque is exceptional and very friendly and knowledgeable. I highly recommend her and also State Farm. I challenge all Geico customers who are unsatisfied with their coverage to look into State Farm or other insurance companies. I have saved well over Geico's "15%" when I switched to State Farm, and also believe State Farm is more equitable and customer-oriented. I welcome any attorney who would be willing to look into this matter on my behalf on a marginal or pro-bono basis as I am now on disability. Thank you. (Note: I had to give Geico a one in order to rate them, but honestly, it should be a negative one.)