Michael Ryan - Raymond James

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(518) 689-0773Call Visit WebsiteVisit Website Map & DirectionsDirections187 Wolf Rd Ste 305Albany, NY 12205 Write a ReviewWrite Review

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AKA

Raymond James & Associates

Raymond James Financial

Raymond James Financial Services

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http://www.rjfs.com

http://www.raymondjames.com/michaelryan

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Financial Planning Consultants, Financial Planners, Financial Services, Investment Advisory Service, Investment Management, Investments, Stock & Bond Brokers

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Phone: (518) 689-0773

Address: 187 Wolf Rd Ste 305, Albany, NY 12205

Website: http://www.rjfs.com

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Michael Ryan - Raymond James

Tax Planning
Charitable Giving
Through the charitable organizations whose missions you hold dear, you have the capacity to touch many lives. Your Raymond James advisor can help you incorporate charitable giving into your wealth management plan, taking into account tax implications that allow your goodwill to do the most good. Learn More
Estate Taxes
Tax Services
Income Tax
Taxable municipal bonds are an entirely separate market within the municipal sector where interest income is included in federal income tax calculations. However, these issues still offer a state â€“ and often local â€“ tax exemption to investors residing within the state of issuance.
Capital Gains Taxes
Munis are attractive to investors in high tax brackets because, in most cases, the interest income is excluded from federal income tax calculations. If investors own municipal bonds issued within their states of residence, interest income may also be excluded from state and local taxes. A limited number of municipal issues are considered an item of tax preference for calculating the federal alternative minimum tax (AMT) imposed on individuals and corporations. Additionally, the bonds may be subject to capital gains taxes if sold or redeemed for profit.

Investment Management
The only truly interactive portfolio management system for financial institutions, eFolio allows you to interact with your portfolio online -- sorting, strategies, inventories, research, swaps and more.
Mutual Funds
From stocks, bonds and mutual funds to alternative investments such as hedge funds, a broad spectrum of investment vehicles is available to your Raymond James advisor in helping you develop a long-term financial plan.
Bonds
Wealth Management
Your Raymond James advisor will help you prepare for life’s major financial milestones and every moment in between. Explore Wealth Management

Accounting Services
Payroll Services

Financial Planning
Our deliberate nature and thoughtful approach to financial planning have led to a history of strength and steady, stable growth. Our companyâ€™s conservative approach began in 1962 when Robert James put the word â€œInvestmentsâ€ after his name. And since then, Raymond James advisors have been crafting meticulously tailored, holistic financial plans to help ensure their clients can retire and realize their individual financial goals. Learn More
Retirement Planning
For many Americans, there comes a time when supplementing earnings with income from a reliable source can assure that life’s financial needs are being met. In this case, investors look to U.S. Treasury securities, which provide dependable, steady cash flow and preserve invested principal, if held to maturity. In general, bonds serve as a solid foundation upon which a successful investment portfolio may be built. The embedded “safety” of government bonds, certainty of income stream and a variety of maturities may help investors meet current and future financial needs, including, but not limited to, education funding and retirement planning.
Long Term Care
Retirement today means something different than in previous generations. People are feeling younger and living longer. Some are choosing to remain in the workforce – either by continuing in their professions or enjoying encore careers. Many are planning for an active lifestyle, one that might include travel to once-in-a-lifetime destinations. As we live longer, we also must consider the increasing costs of healthcare and long-term care, as well as the need for our money to last for not just a few years, but potentially decades. Your Raymond James advisor has the expertise and resources to help you plan for all of the things you want to do.
Asset Management
Our business is you and your financial well-being. Because we believe planning and advice should go well beyond simple asset allocation. Itâ€™s about your entire life and managing the complexities that come along with it. All the twists, turns, ups and downs. A Raymond James financial advisor can pull it all together with sophisticated advice and a detailed plan for the long term.
College Funding
Bonds can benefit an investor’s portfolio in a variety of ways. For retirees, bonds may provide a predictable income stream and safety of capital. For other investors, bonds can help meet future obligations, such as vacations, college funding or the purchase of a house.

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